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Personal Injury Blog

At Kinon Law Firm, we focus exclusively on helping injury victims. We’re here to fight for individuals and families who’ve had their lives disrupted by accidents, negligence, or tragedy.

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Can Passengers File a Claim After an Accident?

Passengers injured in Conway, S.C., car crashes – including during rideshares or while using public transportation – can generally file multiple auto insurance claims with legal help. If you were injured as a passenger in a Conway motor vehicle collision, discuss filing an insurance claim with the experienced Horry County car accident attorneys at Kinon Law Firm for free by calling (843) 896-2277 or connecting with our passenger injury team online.

Common Passenger Accident Injuries in South Carolina

Vehicle passengers are often severely injured in chain-reaction accidents on Route 501 and during T-bone collisions at dangerous intersections such as Highway 90 at Lees Landing Circle. Back-seat passengers do not generally have the same airbag protection as front-seat occupants. They also absorb more of the initial crash force during rear-end collisions – the most common car accident in Conway. As such, experienced personal injury attorneys often help their clients file insurance claims for the following conditions:

  • Whiplash
  • Slipped/herniated discs
  • Paralysis
  • Traumatic brain injuries
  • Broken bones
  • Burns
  • Nerve damage

Disabling spinal cord injuries resulting in fatal brain stem trauma, quadriplegia, herniated discs, and nerve pain are among the most common life-altering passenger injuries our lawyers see following Horry County car crashes.

Options for Filing Passenger Injury Claims After Conway Traffic Accidents

Passengers generally have multiple options for filing personal injury claims after a South Carolina motor vehicle accident. The availability of these policies depends on the specific facts of your case, but a South Carolina personal injury lawyer might help you file claims with the following insurance providers:

Driver’s/Vehicle Owner’s Insurance Company

Passengers have the right to file a bodily injury claim with the insurance company covering the vehicle in which they were riding. The vehicle owner’s liability insurance must pay all or a portion of the claim (up to policy limits) if the driver of your vehicle caused or contributed to the crash. Most commonly, this involves driver distraction, speeding, and unsafe turns.

Third-Party Driver’s Auto Insurance

If another driver caused or contributed to the crash, passengers might also demand damages from the other liable driver’s insurance company. A lawyer might help you obtain the other driver’s insurance information from the police report. South Carolina requires drivers to carry a minimum of $25,000 worth of bodily injury insurance coverage per individual with a $50,000 accident maximum.

Commercial Insurance and Umbrella Insurance Policies

If you were struck by a driver operating a company vehicle or actively ‘on the job’, experienced Conway commercial liability lawyers might help you demand additional damages from the driver’s employer. Most large corporations carry high-value commercial insurance policies and additional umbrella liability insurance policies to cover accident injuries. Additionally, passengers injured during Uber or Lyft rides might demand substantial damages from specific rideshare insurance policies.

Reputable car crash law firms will demand compensation from every liability insurer and party in your case, which might also include vehicle manufacturers, bars, and even the City of Conway.

Call Our Conway Passenger Injury Lawyers

Unlike drivers who might share liability for traffic accidents, South Carolina passengers are innocent parties eligible to demand personal injury damages for their medical expenses, lost wages, and suffering. Discuss how our experienced Conway passenger injury attorneys might help you file an insurance claim without any upfront costs by calling (843) 896-2277 or contacting us online.

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