A vibrant coastal view featuring a beach, pier, and skyline with a Ferris wheel, under a colorful sky at sunset.

Personal Injury Blog

At Kinon Law Firm, we focus exclusively on helping injury victims. We’re here to fight for individuals and families who’ve had their lives disrupted by accidents, negligence, or tragedy.

Schedule a Free Consultation Right Arrow Learn More About Who We Are

What if I’m Injured but Don’t Have Health Insurance?

If you’re injured in an accident but don’t have health insurance (or good insurance) in South Carolina, immediately contact the experienced Conway, S.C., personal injury attorneys at Kinon Law Firm for free. Our experienced legal team can help victims of traffic accidents, falls, medical mistakes, dog bites, and nursing home abuse recover compensatory damages – including for past and future medical expenses – from liable parties and alternative insurers. Call (843) 488-9191 or contact us online to discuss your case today.

Understanding the Alternative Insurance Claims Process in South Carolina

Most accidental injury cases involve falls or motor vehicle crashes. If you do not have health insurance, your financial options depend on whether you have a claim against the liable property owner or driver. An experienced personal injury attorney can help you file an immediate claim with the property insurance company after a slip-and-fall or the auto insurance company following a traffic collision. Although this process takes time, eligible claimants are entitled to compensation for all past and future medical expenses arising from the accident (up to policy limits). This includes certain expenses, such as dedicated home nursing care or cosmetic procedures, that even health insurers may not cover.

Medical Benefits Available to Injured Claimants in Horry County

Actionable personal injury cases allow injured claimants to demand compensatory damages from the liable party and/or insurance company. These damages might include compensation for past and future medical expenses, lost wages, and pain and suffering. Covered medical needs often include the following:

  • Ambulance and ER costs
  • Hospitalizations and surgeries
  • Medical equipment and medications
  • Doctors’ bills
  • Home nursing costs
  • Rehabilitation
  • Therapy
  • Medical transportation

Experienced personal injury attorneys often work with expert medical witnesses, including doctors and economists, to estimate your future medical needs. This allows your lawyer to demand a valuable settlement now to cover your anticipated treatment and rehabilitation costs.

Options for Obtaining Medical Treatment After Conway Injuries

When you’re injured and it’s not your fault, you shouldn’t be footing unmanageable medical bills. Unfortunately, we have a broken healthcare and insurance system in South Carolina. Working with an experienced personal injury attorney is the best way to get the medical treatment you need without incurring medical debt, especially if you’re also out of work.

In some cases, major treating facilities such as Conway Medical Center might agree to defer collections during the claim process and instead place a lien on your personal injury case. Certain doctors and rehabilitation centers might also offer this option. If necessary, our lawyers can discuss the benefits and drawbacks of obtaining a third-party litigation loan, but you should not agree to these before speaking with legal counsel. State insurance (S.C. Medicaid) is also an option if you’ve suffered a disabling injury.

Personal Injury Attorneys for Uninsured Claimants in Conway, S.C.

If you’re injured and don’t have health insurance in Conway, we want to help. Let our experienced South Carolina personal injury lawyers review your case without charging any upfront fees or out-of-pocket costs. Schedule a free and confidential accident injury consultation with our Horry County attorneys today by calling (843) 488-9191 or confidentially connecting with us online.

A stunning sunset over a beach city, featuring hotels, a ferris wheel, and a pier along the shoreline with gentle waves lapping at the sand.

Connect with Us Today

Disclaimer: Please do not submit any confidential or sensitive information to Kinon Law Firm via this website. Sending information to us via this website, our receipt of that information, and/or our response to your inquiry, in no way establishes or implies an attorney-client relationship.

"I've known Mr. Kinon as a colleague for nearly a decade. He is an excellent legal resource, a staunch advocate for his clients, and an experienced litigator. I've always felt confident referring clients to Mr. Kinon."

J. Keane Mossman, Esq.

"Chris was very professional in working with my client’s family and securing a substantial financial recovery. I would be happy to work with Chris again, and to refer others to seek Chris’s legal services."

Clifford H. Tall, Esq.

"Chris and I have worked together on several medical malpractice and personal injury cases. I cannot recommend Chris enough. He brings a wealth of knowledge and experience in various areas of the law to the table. He is a tenacious advocate for his clients and is caring and compassionate towards them in the midst of a difficult time."

Mitch Appleby, Esq.

"I refer Chris my conflict cases that need strong representation. Chris has represented clients to the fullest over his career and gotten some great settlements and verdicts."

Jeff M., Esq.

"Chris Kinon came highly recommended. He worked extremely hard and brought our case to a quick and successful resolution. The results far exceeded expectations."

Chris Rhoads, Esq

"I am always impressed by the individual care [Chris] offers to each of his clients. His level of professionalism, cordiality, and his ability to work with his clients to better determine the best path for their overall goals, never goes unnoticed."

R. Ryder Tipton, IV, Esq.